Family Office
- We offer different services for different needs, no two families are the same
- Why we are better… come on… you would expect us to say that
- Our open architecture that delivers value
- We do not undertake segregated accounts for retail investors
Our job is to worry for you, so you donāt have to...
A structured Family Office allows multiple levers over family wealth.
Our approach takes into consideration different needs, be it wealth preservation, growth, or passing on wealth to the next generation.
We can help you structure efficiently, including creating an AIM IHT portfolio for sophisticated accounts exceeding eight figures.
Wealth is useless if you need to worry about itā¦ as professionals we do the worrying for you so you enjoy your wealth and success.Ā
You can be 110% confident of our discretion. As money managers in listed equities, we have āinside informationā every other week. We know how to keep confidential information, confidential.Ā
If we can deal with price-sensitive information with our lips sealed, we can surely be relied upon to handle your private information?Ā
All along, you retain full control as to which family member is involved and to what extent.
A seamless web of deserved trust
Your current position | Matriarch or Patriarch | A high earning CEO | An entrepreneur who |
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A seamless web of deserved trust
Our approach
Our advice is straightforward ā and can be what a Family may not want to hear (but know it in their hearts).
We do not kick the can down the road. By doing what is needed, even if it means getting our hands dirty, we avoid unpleasant surprises.
All activities are undertaken with integrity and respect for confidentiality.
We do not undertake any retail activity nor do we hold any client money.
What is the purpose of your wealth ?
If wealth is managed well, it often means life is well managed too.
Sadly, we often see mismanagement; wealth can become a burden too.
Ultimately, wealth should serve you and allow you to spend time on the big picture and live a fulfilled life without worry.
What use is wealth if there is no peace or happiness ?
Open and Transparent
How are we different and how we add value ?
Your existing internal or external
Team Sterling
- Full time employees and younger family members are often uncomfortable airing their frank views. When they do, they are often ignored by Family Seniors
- We are commercial and pursue success
- As an external party, we can ensure your internal team, including family members, is accountable and driven for success. We will call a spade a spade
- Outcomes are measured objectively, without biases or any conflict of interest
- Generally speaking, family finances and investments are all over the place. Structure is missing and no one dare call the emperor naked
- We are unbiased and independent
- We have worked in a Family Office and are conscious of family dynamics
- We offer contrarian views and where necessary can clean up the portfolio
- Often bankers have to meet targets and sell products with hidden fees. They do buy you a Wimbledon ticket - with your own money of course
- We do not have hidden fees
- We do not sell you products you don't need nor do we have a banking arm to convince you to leverage or borrow unnecessarily
- You know what you pay and the value we add to your team
- A full-time employee is a big expense that many portfolios may not need. It may be even worse when they justify their presence by trading in-and-out to look "busy." There are slower ways to destroy your family wealth..
- We are specialist investors but also inactive
- We see ourselves as a specialist brain surgeon - you need a good one but not on a full-time basis
- When it comes to investing, frequent trading "activity" does not translate to better outcomes. Instead, our approach is to buy, monitor and let our winners compound and do the hard work.
Ready Infrastructure
SIM is based in United Kingdom and regulated by the FCA.
We manage money for clients.Ā
We stick to our investment principles and invest in companies run by people
we trust and admire. As a boutique, we deliver long-term value to our investors.
We behave, in all respects, just like mum would expect us to.
We have
Regulated Infrastructure
- Full FCA Permissions
- Compliance, operations and backoffice; ready to add other Funds
Team + Experience
- Fund Sponsor and running "knowhow"
- Experience of seeking FCA approvals and running segregated portfolios and Funds (more on Family Office page)
Challenges for Family Offices
Current situation
- Your operating costs are high... and frankly unnecessary
- Your investment team has (a) not much to do or even worse (b) they "create" work to look busy
Action required
- Root and branch review of all costs
- Simplify and reorganise... focus on what matters and leave the clutter
Family office bootcamp